ChatGPT vs Microsoft Copilot (2026)
A side-by-side comparison of ChatGPT and Microsoft Copilot on pricing, features, and fit, so you can decide which is right for you.
Freemium
Freemium
$20/mo
$20/month for Copilot Pro with priority access and Microsoft 365 integration
GPT-4o mini, limited GPT-4o
Full access to GPT-4-class chat, web search, and image generation at no cost
★ 4.7 (1840)
★ 4.0 (0)
Drafting and editing emails, essays, and reports
Drafting and editing documents, emails, and reports using natural language instructions
Extremely versatile across writing, coding, and analysis
Generous free tier with access to GPT-4-class AI and image generation
Can confidently state incorrect facts
Advanced Microsoft 365 Copilot features require paid subscriptions that can be costly for small teams
The verdict
Choose ChatGPT if
you mainly need to drafting and editing emails, essays, and reports. Its edge: extremely versatile across writing, coding, and analysis.
Choose Microsoft Copilot if
you mainly need to drafting and editing documents, emails, and reports using natural language instructions. Its edge: generous free tier with access to gpt-4-class ai and image generation.